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MessyFinancial

Chris

Untangle Your Finances One Knot at Time

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Are you Ready?

Getting Your Finances Ready for Homeownership Buying your first home is one of life's biggest financial milestones, and the key to success isn't just finding the perfect house—it's making sure your finances are rock-solid before you start looking. Too many potential buyers jump into house hunting without understanding their true financial picture. They get pre-qualified based on income alone, only to discover later that their debt-to-income ratio, credit score, or savings aren't quite where...
just now • 1 min read

1-20-26 Mortgage Rates

Issue #10 Mortgage Rates Tuesday Mortgage Rates are continuing to drop. This is a sample of the current Mortgage Rates Conventional Rates There has been a study decline in rates the last few weeks especially during the beginning of 2026. What does this mean for you? Well on a $350,000 a estimated payment at 6.06 % would be: Mortgage Details Loan amount: $350,000 Interest rate: 6.06% Term: 30 years (360 months) Loan type: Principal & Interest only (no taxes/insurance) 💵 Monthly Payment ≈...
7 months ago • 1 min read

Untangle Your Finances One Knot at Time

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